Why insurers may inadvertently become AI safety advocates
Why Insurers May Unwittingly Become AI Safety Champions
An analysis by Tech Policy Press argues that insurers seeking to limit underwriting liability for AI agents and chatbot errors may inadvertently become a force pushing for AI safety standards. The article notes that insurers such as AIG, Great American, and WR Berkley have sought government permission to limit related liability, with Mosaic stating the technology is too black-box to determine liability; OpenAI confirmed that about one in ten ChatGPT-5 responses contain factual errors. A September article by techUK states that AI insurance is deeply linked to AI assurance, with safer systems leading to lower premiums. The article also mentions the EU's withdrawal of the AI Liability Directive and the Digital Omnibus proposal to simplify regulation, and cites Kai Zenner's warning that a lack of EU-level regulation could harm European competitiveness, referencing the 2010s cyber insurance push for multi-factor authentication adoption as a precedent.